Andreas Galgano asked 2 months ago
auto accident attorneys (from wikimapia.org)
There is a chance that you will be left with high medical costs or a loss of income and pain and suffering in the aftermath of an accident. The negligent party that caused your accident should be liable to cover these costs.
A New York City auto accident lawyer can assist you in obtaining full compensation for your losses. A qualified attorney for car accidents can also help you avoid unreasonable denials by insurance companies.
Distracted driving
Every driver has the responsibility to drive in a safe manner and be aware of the road. Distracted driving is a leading cause of collisions and near-collisions, and it can be extremely dangerous for other drivers on the road. If you’ve been injured by a driver who was distracted, you could be entitled to compensation.
While many people think of texting or calling when they hear distracted driving, it’s actually any activity that puts your hands off the steering wheel, your eyes off of the road, or takes your mind off the task at hand. This can include eating, reaching for items in the car, interacting with other drivers or adjusting the dashboard controls such as the temperature or radio, personal grooming like shaving or applying make-up, and more.
According to research from the National Highway Traffic Safety Administration and Virginia Tech Transportation Institute, approximately 80 percent of all crashes and 65 percent of close-collisions are caused by driver distraction. The act of taking your eyes off of the road for just five seconds when you’re driving at 55 mph can increase your risk of crashing.
An experienced attorney for auto accidents can help if you have been injured in an accident caused by the driver who was distracted. They will review your case and make the strongest arguments for full compensation, including covering all of your current and future expenses.
Car crashes
Car accidents can take various forms, from minor fender benders to catastrophic head-on collisions. The nature of the accident determines liability and the extent and extent of injuries to the victims as well as their financial losses.
According to the National Highway Traffic Safety Administration’s (NHTSA) statistics that driver errors are a leading reason behind motor vehicle crashes. Even the tiniest of distractions, such as changing radio stations, applying makeup or reading a road map, can cause a serious accident. Other reasons for car accidents include speeding, reckless or drunk driving, poor weather conditions, inexperienced drivers, or older drivers.
A competent New York City car accident lawyer will examine your case and determine the parties accountable for your injuries and financial losses. They can also negotiate a fair settlement with the defendant’s insurer.
A skilled lawyer for auto accidents can assist you in obtaining the amount you are due, which includes for future and past medical costs as well as lost wages, physical and mental stress, and other injuries. They can also ensure that your claim is covered by insurance coverage for uninsured and sub-insured drivers, in the event that they are required. This is particularly crucial if the driver at fault has no insurance, or has the minimum amount required by New York law.
Uninsured or underinsured motorists
Some drivers don’t carry insurance, while others have a limited amount of coverage. If an uninsured or uninsured driver causes an accident, it could be difficult to obtain compensation for the losses. In these instances, it is important to have a seasoned lawyer working for you and the insurer.
When the other driver’s liability limits aren’t high enough to pay for your losses, you may be able to file a claim under your own insurance policy’s underinsured/uninsured motorist coverage. This type of insurance is usually included in a comprehensive policy and provides you with crucial security if you’re involved in a serious accident.
The process for filing UIM/UM is the same as the usual claim for auto accidents. It usually involves submitting copies of your medical bills as well as repair bills for your automobile. The insurance company will evaluate these along with other documents to determine whether your losses fall within the limits of the other driver’s insurance.
It is best to talk to a New York City car accident lawyer as soon as you can after the crash and make an UIM/UM claim as soon as possible especially if the other driver states that they don’t have or have insufficient insurance coverage. This allows your lawyer to work with the other driver’s insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property Damage
If your car has been damaged in a crash then you may be able to pursue compensation for the damages through the at-fault party’s insurance company. Our lawyers can help you in filing a claim to recover financial and non-economic damages, like medical expenses and lost wages. You could be entitled to compensation for your pain and discomfort.
We will keep track of every physical evidence that is found in your case. This includes taking photographs of the accident scene as well as your property and any damage, like fractured glass or dents. We will also collect copies of any police or accident reports, and also secure any necessary information from witnesses.
The law in New York State is comparative negligence, which means that even if you are found to be partly at fault for the accident, your damages will be reduced by the percentage of liability attributed to you. Likewise, the defendant may find themselves to be the sole responsible for the accident, and thus not eligible to claim any compensation in any way.
Be wary of giving any oral or written declarations to representatives from the at-fault parties’ insurance companies, since these could be used against you in the future in court. It is also essential to see a physician immediately following your accident, because certain injuries can take a while to manifest and could be used against you if you attempt to claim compensation for your injuries later on.